MANAGE YOUR MONEY WISELY
I am not a financial analyst, and I don’t boast to having expert knowledge on money matters; but I do know one thing: when you are living on your pay cheques, it’s often a huge challenge. So, surviving becomes a herculean task to accomplish. Cut you coat according to your seize. Do not spend more than you earn; this is very bad. Are you on paycheck to paycheck ?
What am I trying to say? We all know the demands of living in an unstable economic world. We all know that the quality of life we have is greatly dependent on the extra cash we have after paying our bills and debts. But the trouble is that most times after making these ritual spendings, we are left with little to nothing before the next pay cheque comes through. And if you are like me –that’s a hell of frustration.
Well, I thought this over and over again. And I came up to the conclusion that most of us –especially those on the pay roll –live very expensive lives. How? Let me explain. Life styles and preferrences differs from person to person; from clime to clime. But life style has nothing to do with your tastes, instead it is everything to do with your decision.
Your financial worth should determine the way you live your life; or better still, you should work hard (or is it smart), to decide how you want to live your life on the financial scale. Sadly though, we are always trying to imitate those we admire. The choices you make are up to you.
Take for instance: you want that all expensive dress (say a shirt –: smiles), there is a ball to attend, but doing that would weighed heavily on your purse. Do you go ahead and satisfy your desire, or do you simply find a way around to make up for the seemingly lack? That’s where your emotional control comes to play.
What you do though, is up to you. Nevertheless, you could chose to define your financial goal. Your expenses should revolve around what you set out to acheive with your financial earnings. And who says you couldn’t start now to take that all important steps.
Let’s talk about those steps in my next write ups.
MANAGE YOUR MONEY WISELY : Written by Gloria Okezie-Okafor
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